Showing posts with label Money Saving Tips. Show all posts
Showing posts with label Money Saving Tips. Show all posts

Tuesday, May 19, 2009

Money Saving Tip Tuesday- Guest Post: 50 Ways to Budget Travel and Save Money on Vacations

As I am getting things together for our Memorial Day Weekend Vaction, I came across this post about how to save money when traveling by MoneyNing. Make sure you check out this blog and all the other great money saving tips. ......

Want budget travel tips for free? Wouldn’t you want to travel more often without breaking the bank? What if I told you that instead of planning one family trip a year, you can go twice with the same budget? If you are at all interested, read on to find out how you can do simple things to save money next time you go on vacation!

Airfares

airport

  1. Airline Tickets - Plan in advance and visit discount websites like Expedia orPriceline.com to see if there are better deals. While these sites might charge you a service fee ($5 or so), they can easily combine flight segments from different airlines easily to give you a great deal.
  2. Connecting Flights - You might think connecting sucks but it sure saves you a good chunk of money doing it. Consider the pros and cons and don’t write it off right away.
  3. Travel Light - Airlines are starting to charge for everything now and if you have 2 bags or more, expect to be charged for it. Remember to not use over sized bags whenever possible and try to keep it all within one bag per person.
  4. Substitute - Consider packing really old clothes (if you plan to buy new ones on the trip). This way, you can keep one luggage and still have room for purchases.
  5. Always Look into Round Trip Tickets - Sometimes, one way tickets are so expensive that the round trip ticket is cheaper. Just don’t use the return trip. (I know it’s weird but I’ve seen it myself)
  6. Try to Get Back to the Same Airport - Flying in and out of the same airport is almost always cheaper. It’s not only the flight tickets but the car rentals as well.
  7. Traveling to Two Countries - If you are planning to stay in two countries and an airline makes you change planes on those countries anyway, you might be in luck. Check pricing on the flights to see if you can stay a few days at the country of the flight change instead of changing planes right away since airlines often let you do that for the same price.

Eating

dessert

  1. Plan Your Meals - Figure out where you will be and eat before you actually go out. This is not just good for your wallet, but your stomach too since you will probably find economical restaurants that tastes great.
  2. Cook for Yourself - Not many people do this butcooking while on vacation can sometimes be quite fun. Since the experience is new (cookware, dining area, supermarkets etc), it’s actually quite fun.
  3. Meals Carryover - Want a breakfast that cost nothing? Ask for some bread to-go at the restaurant the night before.
  4. Avoid Breakfast from the Hotels - Chances are good that the breakfast from the hotel is expensive and isn’t great. It probably pays to walk out the front door in the morning and find a local cafe. You might just stumble onto the local favorite.
  5. Eat More at Lunch Than Dinners - Fancy lunches are often much less expensive than dinners. If you eat a big breakfast, lunch and a light dinner, it’s also healthier.

Car Rentals

  1. Be Specific with Car Rentals - One way car rentals (when the pickup and drop off locations are different) are sometimes more than twice the price of standard rentals, especially if the two locations are in different states (or country). If you need the car for 7 days and will be in the same city for 5 and another city for 2 for example, break the rental period in two and have a 5-day same location rental and another 2-day one day rental. You might need to go back to the rental facility but it really doesn’t take that long and it might save you a few hundred dollars.
  2. Car Rental Coverage - Some insurance and many credit cards have car rental coverage so take advantage of those when you rent a car. All you have to do is pay with the credit card that will cover you. (Just make sure you decline the coverage from the rental company when they ask)
  3. Size of the Car - I used to always get the smallest car possible because not only do I not need the extra room, I also didn’t want to pay for the extra gas that bigger cars need.
  4. Children Car Seats - If you are traveling with kids, you might think that bringing the car seat is cheaper. Call the car rental company and ask about rental prices. With airlines charging for extra luggage, it might save to just rent it.
  5. Fill up that Rental Car - If you are renting a car and need fuel, just fill her up with regular gas since that’s what the car rental company uses anyway. Also, decline those services that fills the gas tank up for you. Even though it seems like the advertised price is cheap, they charge you for a full tank of gas regardless of how much is left in there when you bring the car back.
  6. Coupon Codes - Sometimes car rental companies have coupon codes that can be used. Search the Internet.

Transportation

  1. Rail, Metros and Subway - If you are traveling to Europe, research on multi-trip discounts. Many metros and rails have passes such as a 3-day unlimited travel passes which might be worth the cost.
  2. Night Train and Flights - If the transportation is going to be long, consider traveling at night to save money on accommodation and many hours of time. Many people have a tough time sleeping on these, but it’s all mental. Once you get used to it, you will be able to have a good night’s rest.
  3. Take the Slower Transportation - If flying is too short for you to take advantage of sleeping while traveling, take a bus ride! When you are sleeping, you won’t mind that the bus ride is 7 hours.
  4. Avoid Taxis and Welcome Public Transportation - Tourist usually take taxis since it’s the laziest way to get from point A to B. Consider the subway or buses because it’s sometimes easier and it is much cheaper.
  5. Driving is Not Bad - Want to take that 1 hour flight? With airport security and all the hassle of airport inefficiencies, you might as well drive there (it takes just as long and it’s less expensive)! Once you get there, having a car is also much easier than needing to take your bags everywhere.

Currency

  1. Watch That Currency - If you never really had a preference in travel destinations, consider the exchange rate when you travel. This sometimes makes the biggest difference.
  2. Getting Cash - Many exchange centers have very bad exchange rates so don’t go there. Search the internet to find out good places to get cash in the local currency. For example, a quick search tells you that the best exchange rate is found at the airport and using ATMs in Taiwan and France respectively.
  3. Try Using the Local Version of the Same Website - Due to the rapid change in currency rates, it could be much cheaper to book using the local currency. How do you do that? Go to the local version of the same website.

Accommodations

  1. Staying in a Town Next Door - Sometimes the smaller towns close to where you are going have hotels that are much less expensive. If you don’t mind the 15 minute ride, you might just save that bundle.
  2. Home Exchanges - These are pretty cool and popular especially in Europe. Your trip might not be as romantic as The Holiday (movie with Cameron Diaz and Jude Law) but if you are of the adventure type, this could be exciting and refreshing).
  3. Ask - Sometimes smaller hotel chains are willing to give you free upgrades (or even free nights). If you already have a reservation booked elsewhere, call them up and tell them that you would consider changing if you can get an additional night free.
  4. Vacation Home - If you are staying at a destination for at least a few days, consider a vacation home instead of hotels. They are often are more comfortable and your cost will probably be cheaper.
  5. Suites - Instead of having two rooms, consider the two-bedroom suites that some hotels provide. They will end up being cheaper and you get just as much privacy with your own room.

Shopping

  1. Duty Free - Many airports have duty free shops that you can take advantage of. They might not be the best deal around if you don’t consider taxes but tax-free might make it the least expensive option.
  2. Don’t Forget About Possible Tax Refunds - Some countries let you get all or part of the retail sales tax back. You might have to fill out forms and show proof but if large purchases are made aboard, it can save you a bundle.

Alternatives

  1. Tourist Spots May Not be That Hot - Many countries have tourist spots that aren’t really the most interesting places to go to, not to mention that everything is more expensive around that area. If you’ve been to that place already, there’s no point seeing it again and again. Instead, go to local areas and observe life. It might just spice up your vacation.
  2. Walk Around - If your destination isn’t that far away, consider asking the locals directions and walking there. It’s a great chance for you to see the city and take pictures.
  3. Enjoy the Local Version - Many consumables are less expensive when it’s made in the country you are visiting. Consider trying their local beer, coffee or food. You might be surprised at how great and cheap it really is.
  4. Be a Little Flexible with Travel Days - Many prices are based on supply and demand, so sometimes it’s much cheaper to leave the day before (or after) instead. Look around the dates of your travel plans and see if spending an extra day is worth it. This makes a difference especially around major holidays.
  5. Book a Bundle - There are many package deals that saves you money if you book hotels and flights together. Basically, the more business you can give them, the better discount they can give you.
  6. Go Off Season - Everyone wants to ski or go to Hawaii in the winter. Consider this type of vacations in off-peak times (going skiing in the spring time for example). It’s cheaper and less crowded.
  7. Travel Around Home - Overseas travel might be your dream vacation but there are actually many places close by that is very interesting as well. Check out those lesser known places and the local experience might very well be great.
  8. Try Booking at Different Times - Online sites sometimes have rates based on the time and day of the week you book! Try different combinations and see if you can get a better deal.

General

beach

  1. Bid Your Own Price - Priceline.com has a great system where you can name your own price on flights, hotels and car rentals. If the same offer is available, I’ve always saved money bidding for it.
  2. Discount Everything - Some countries have discount stores (I’ve seen one in Japan for example) where they sell all kinds of tickets at a discount. In that store, I’ve even seen gift cards for department stores so if you are buying something anyway, those stores will give you an instant deal.
  3. Don’t Give Up Looking for Deals - Even if you have your plans set, keep trying to look for deals. Reservations can often be canceled with a full refund so if you find a last minute deal that fits into your plans, take advantage of it. (I went to Las Vegas recently and saved half my hotel cost since a last minute deal happened to fit my itinerary so it really works)
  4. Reward Points - Even if you aren’t a frequent traveler, sign up for those reward programs since you might qualify eventually. It’s all free anyway and if you finally get enough points, you can get always get something free.
  5. Go to the Grocery Store - Even if you are away from home, chances are high that there are grocery stores where you are traveling to. It’s worth it to take a trip there and get snacks, water, and everything you need for your trip since hotels overcharge.
  6. Age, Student and Membership Discounts - Many attractions like theme parks, museums and others have discounts for senior, children or students. If you are traveling, remember to take your ID and membership cards (e.g. AAA card) with you that might qualify you for these.
  7. Group Discounts - We all know there are group discounts everywhere. To take advantage, team up with a few friends and go to the same destinations together. You can even set it up so there is no obligations to be everywhere together.
  8. Talk to the Locals - Be friendly and chat with them! Sometimes, they will tell you where to eat and some may even offer you to stay over (works best in small towns).
  9. Mini Tours - I’m not talking about bus tours that takes days but one day tours that take you to many different places within the city. Not only will they take you to places you probably want to visit anyway, the bus driver is usually quite entertaining and informative as well.

Bonus Tip #51

  • Travel Zoo does a great job at finding travel deals and they have a weekly newsletter where they list 20 of the top travel deals found online! Sign up for ithere and you don’t even have to search for deals anymore!

More Money Saving Tips

Wednesday, April 29, 2009

Money Saving Tip- Wedding Gifts on a Budget (Guest post)

This post below is cutosiy of Not Made of Money. This site posts daily money saving tips. Make sure you check them out! (Thanks, Not Made of Money!)


Now that Spring is here, wedding season will start before you know it. I love seeing our friends or family members starting down the path to wedding bliss. It reminds me of my newlywed days with my husband. I am always grateful when I’m invited to share these special days.

Unfortunately, some people are reduced to groaning at the thought of having to buy wedding gifts for all of those weddings. It’s not that you begrudge your loved ones their special days. It’s just that money is tight and finding room in your budget for all of these gifts is tough. Great wedding gifts don’t have to be expensive, though. Remember that your friend or family member didn’t invite you for your gift. He or she invited you because they wanted to share their wedding with you. The gift you select for the couple should just be an extension of that celebration. Wedding gifts on a budget include:

Crafty Gifts – If you’ve got a special talent, now is the time to put it to work. Few gifts are as special as the ones that were handcrafted with their recipients in mind. Crafty wedding gifts could include needlework projects, a quilt, or even a piece of art. Just remember to let the happy couple’s tastes rule your project rather than your own.

Framed Gifts – People who aren’t blessed with a special talent don’t necessarily have to give up the idea of giving a personalized gift. Instead, you could look for something unique to frame for display in the newlyweds’ home. You might frame the invitation from their wedding. Or perhaps you have a candid photo of the happy couple from their dating days. Look for photos or objects that will hold special meeting for you and the bride and groom. Small

Assortment Gifts – Wedding gifts don’t always have to be large items, either. If you know the bride really wants a nice set of kitchen tools, you could put together of bouquet of utensils for her. You might even display them in a jar in a manner similar to displaying a group of flowers. A collection of small, low-budget items from the bride’s wedding registry can make an eye-catching and thoughtful gift.

Group Gifts – Finally, banding together with other friends of family members can make buying a stylish wedding gift affordable for everyone. Perhaps you know that the groom has his heart set on a new blender. You and a few friends could purchase this blender together for the happy couple.

Tuesday, April 7, 2009

Money Saving Tips- Eating Healthy on a Budget and Brown Bagging it


I came across these posts the other day and thought that they were a must share.


Thanks, Not Made of Money!

Wednesday, April 1, 2009

Where do I find local consignment sales?!?!


Thankfully, I have had some great friends that have let me in on a couple of great kids consignment sales over the years but today my eyes have been opened to the world of consignment sale shopping!!! I came across this site.... The Bargain Watcher.... that has tons of consignment sales listed by area. I found several more in my area that are going on this month!! Check it out to see what you have going on in your area.

Thanks to Baby CheapSkate!

Monday, March 30, 2009

Money Saving Tips- Consignment Sales

Friday night I had the chance to go to a local Twins and Triplets Consignment Sale. No...I don't have twins or triplets, but I was able to go as a guest of someone that does. I LOVE LOVE LOVE consignment sales and I am so happy that I get to go to about 4 a year....2 in the spring and 2 in the fall.
I did okay at this sale.....I was able to get ALL THIS....

giant Elmo (thanks jenn!)
book
1 Duke hat
13 shirts
2 rampers
7 pairs of shorts
2 sets of pj's
2 bathing suits

ALL for ONLY $34.00!!!! My little guy is now set for the summer!
Check out my friend Jessica's post on Consignment Sales.
Post a comment if you have a local consignment sale coming up in your area.....

Wednesday, March 25, 2009

Here are some great ways to save $$

These bloggers have posted some great $$ saving tips.  Check them out HERE and HERE

Sunday, March 22, 2009

And we’re in business!! Super Saver Sundays

Super Saver Sunday

My husband and I have had a family blog for years and he finally got tired of me posting all my weekly deals and steals so here we are!!!  A Blog only dedicated to helping you get the most for your pennies...and I do mean pennies!!  I will post tons of great freebies, cheap recipes, money saving tips, and of course....coupons.  This first mega post is a weeks worth of blogging so don't worry, they won't all be this long.

If you find any other deals, please comment to let everyone know about the deals that you have found.  Happy bargaining!!  (It's double coupons at Kmart again! See below for more details!!)

FREE SAMPLES- If you are new to sampling, here is a heads up.  You usually have to fill out some info about yourself before they will send you a sample.  Usually there is a * by email or phone #, you don't have to list it.  If they do require you to put down an email address, they may send you ads from time to time....this is why I always use my old Liberty University email account that I never check anymore.  Why samples??  Samples are great for trying something new, the samples of lotion and shampoo are great for vacations, and they will usually will send you high value coupons with the sample.  Here they are....

Caress Body Wash- here

Papa John's $15 Gift Card- more info here

Kellogg's All Bran Fiber Drink- here

Crest Whitestrips- here

Always Infinity- here

Poise- here

Kotex- here

Gain- here

Tena- here

Prilosec- here

Nutrich dog food- here

Dryer Vent tool Kit- here

Whole Wheat Aloe Vera- here

Dove- here

Goodnights Boxer Shorts- here

BioCare- here

Stetson Cologne- here

Bread Recipe book- here

Doggie Delightz Treats- here

Metamucil- here

Aveda Pure Plant Shampoo- here

Complex Liquid Softgels- here

Free woman's day magazine here

Redbook magazine here

Town and Country Magazine here

Mine Magazine here

Bridal Magazine- here

Elle Magazine- here

Harper's Bazaar Magazine- here

Metropolitan Magazine- here

Other Great Deals-

Arby's deals - expires 3/31 here

Free stuff- here

FREE $50 Clinique Gift Set w/ $21.50 Purchase! - here

50% off Entertainment book here

2 Free Movies from Dish Network- details here

Coupons

Printable coupons here and here and here

Great in store deals here

Glucerna coupon

Store Deals this week only!! (In the future, I will be creating one list for each store so it is less linking)

Rite Aid deals week of 3/22-  here and here

Rite Aid- $5 off $25 coupon- here

Huggies jumbos are $9.99 at RiteAid. Save another $2 on a pack with the Single Check Rebate (limit one). Throw in manufacturer's coupons (like the $1.50 one from the 3/1 SmartSource) and this coupon for $5 off $25(.pdf), and you've got a stockupportunity! Plus, send your Huggies receipts to Caregivers Marketplace and they'll send you .75 back per pack.

Walgreens deals week of 3/22 - here andhere and here and here and here

Huggies and Pull Ups jumbos are $9.99 at Walgreens and Kroger. There are lots of ways to work the Kroger deal. First, that fabulous $5 off Huggies Gentle Care product is still at Coupons.com and RedPlum if you need teeny tiny diapers. There's also the the Cellfire $3/2 Huggies Q or the $1.50 off 1 Shortcuts Huggies Q. Combine with a manny from the 3/1 SmartSource (if your store will let you) and you've got a darn good deal. If you're buying PullUps, don't miss the two $2-off PullUps coupons in today's SmartSource insert. Huggies big packs (76 ct. for size 3 Supremes) are $19.99 at Kroger, though I think you can get a better deal with the jumbos.

CVS deals week of 3/22-here and here and here and here and here

Kmart deals week of 3/22- here and here

Money Saving Tip of the Week

This weeks tip will not only help you save some $$ but it will help the environment.  We are talking about laundry washing tips.... you can check out C3 for more info. 

Tip #1- Wash in COLD!!

Here are some great facts from C3

  • About 90% of the energy used for washing clothes is for heating the water. 
  • According to the Rocky Mountain Institute, water heating accounts for approximately 10 percent of total  home energy use.
  • According to the US Department of Energy, there are two ways to reduce the amount of energy used for washing clothes, use less water and use cooler water.  Push the "cold/cold button on your washing machine for 80% of the loads you do this month.
  • By doing 4 out of 5 loads in cold water, you'll cut 72 pounds of CO2 emissions this month alone. 
  • Keep washing 80% of the loads in cold for a year and you’ll save more than $60 in energy costs for the year ($100 a year if you live in regions with high electricity costs).

More Energy Saving Laundry Tips

  • Air-dry clothes on clothes lines or drying racks.
  • Wash only full loads, but do not overload your machine. Wash smaller loads only when you have a small-load attachment or variable water levels.
  • Use the correct amount of detergent. Too many bubbles make your machine work harder and use more energy.
  • Use the cool-down cycle to allow the clothes to finish drying with the residual heat in the dryer.
  • Clean the lint filter in the dryer after every load to improve air circulation.
  • If buying a washer, look for the Energy Star label. Energy Star clothes washers clean clothes using half the energy and half the water compared to standard washers. Energy Star models also spin the clothes better, resulting in less drying time.
  • If buying a dryer, look for one with a moisture sensor. (Energy Star does not label clothes dryers because most of them use similar amounts of energy. However, moisture sensors will automatically shut off the machine when your clothes are dry—saving energy and prolonging the life of your clothes.)